Regulatory Compliance Testing

There’s an old saying: “To measure is to know.” For more than three decades, our Clayton unit has been helping servicers and subservicers measure their performance, assure regulatory and investor compliance and identify loan and portfolio-level risk.

Our broad range of offerings include customized testing and file-level reviews to assure Consumer Financial Protection Bureau (CFPB) and state-level compliance, as well as testing for GSE, FHA, VA, USDA and private investor standards and guidelines.

Clayton can also perform targeted reviews on various aspects of servicing activities from MSR transfers and loan boarding to loss mitigation and REO disposition. Additionally, we conduct loan level and data reconciliation testing to satisfy MERS requirements.