Funding Suite Credit Services
Covius’ Funding Suite® solution offers a comprehensive range of credit, verification and fraud solutions. Our proprietary, customizable credit solutions allow you to use our “Smart Credit” technology to analyze and configure the individual repository files to meet your custom minimum requirements. You can also upgrade to a three-vendor report without re-pulling a consumer’s file.
Within our interactive Smart Credit Report, you can select sorting options and custom views to help analyze data faster and more efficiently. Originators and servicers can order soft pulls to monitor for ongoing creditworthiness and for borrower retention efforts.
Funding Suite Credit Reporting Platform
The Funding Suite platform is the industry’s first intelligent credit reporting platform, providing greater transparency into client purchasing and usage patterns. The platform provides detailed cost accounting, business intelligence dashboards, real-time status updates on open orders and interactive maps on credit order locations.
Credit Analytic Tools & Rescoring Services Help Recover Initially Declined Applicants
Our credit analytics tools (supported by ScoreNavigator and Credit Xpert) help you identify and resolve credit issues and track consumer progress in rectifying them. Clients report 15% or more gains in loan pull-through using our credit analytic tools and rescore services.
Covius Origination Services
Covius credit solutions are available individually or bundled with our other verification solutions:
- Prequal (soft pull)
- Preapproval (soft pull)
- Rescore Tools & Services (ScoreNavigator and Credit Xpert)
- Undisclosed Debt Monitoring
- Compare or LQI Report
- SSN Verification
- 4506C & 8821 Income Tax Verification (TaxDoor)
- Integrated Fraud Solutions
- Flood Determination
- Verification Suite (VOE, VOA and VOI)
- Property Valuations Services (Automated Valuation Models, Appraisal Management)
- Title and Software Solutions
Covius offers a full array of mortgage credit & verification services, including the most requested services below.
Funding Suite
Complete credit score/rescoring platform with intelligent reporting to provide detailed cost accounting, business intelligence dashboards and real-time status updates on open orders.
Verification Services
Immediate online access for VOE, VOI, VOA, SSN and ITIN.
