Flood Determination
and Monitoring Services

Covius Flood Determination and Monitoring Services can help you ensure that the flood hazard status of each of your portfolio properties is current. Covius’ extensive, up-to-the-minute databases reflect all FEMA community flood map changes, including Letter of Map Amendments (LOMA) and Letter of Map Revisions (LOMR). For extra peace of mind, our Flood Hazard Compliance services are backed by a comprehensive “Errors and Omissions” insurance policy, protecting you and your borrowers from flood-related risk.

Covius’ Flood Hazard Compliance services are available on multiple online order and delivery platforms, including our own propriety platforms, Calyx, Ellie Mae® Encompass® loan origination systems and RealEC. Services may also be ordered via an Electronic Data Interchange (EDI) connection using MISMO or Standard XML connections.

Streamlined Determination for Refinances

Refinancing a loan that has an existing Covius (or UPF Services) flood zone determination? Just provide us the loan identification number, and we will cancel the existing determination, produce a new determination and monitor it for future flood map revisions for the life of the loan.

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